Student Loans

Federal Student Aid Information

Getting ready for college can be easier than you think.

It's never too early—or too late—to explore your options for college or career school. This site discusses key steps in preparing for college and provides resources that can help you along the way.

Are you a student? A parent? An adult thinking about going back to school? Want to know how to prepare for college or career school?

Here are checklists with the steps you can take to help your (or your child’s) chances of getting into—and being able to afford—the school of your choice.

Complete the FASFA Form

Use the Free Application for Federal Student Aid (FAFSA®) form to apply for financial aid for college or graduate school.

FAFSA Deadlines

Yes, there are FAFSA® deadlines, and they are listed right here. Don’t miss out on financial aid opportunities.

How To Lower Student Loan Payments

Top Companies to Refinance Student Loans in 2024 | LendingTreeLooking to refinance student loans and lower your monthly payment? Compare student loan refinancing options on LendingTree, rates as low as 3.74%!

Refinancing 101: Should You Refinance Your Student Loans?You might have heard about student loan refinancing, but you might not know if it’s right for you. This guide will help you decide whether to refinance.

Student Loan Calculator | LendingTreeUse our Student Loan Calculator to find out expected monthly student loan payments & calculate how much student loan interest you will pay over time.

How To Pay Off Student Loans Faster

The Complete List of Student Loan Forgiveness Programs and OptionsIf you're struggling with student loans, this list of the major publicly available student loan forgiveness programs could help you get debt-free.

Student Loan Repayment PlansPaying off student loans doesn't have to be confusing. Learn how to modify or enroll in alternative student loan repayment programs here.

Your Guide to Paying Off Student Loans Faster | Student Loan HeroReady to start paying off student loans faster? Follow these 15 expert tips to get out of student loan debt ahead of schedule.

3 Ways Autopay Helps You Pay Student Debt FasterHere’s how you can use automatic student loan payments to stay up to date on your bills and save money on interest, and whether autopay is even a good idea.

Federal Student Loans Options

Should You Refinance Federal Student Loans? | Student Loan HeroThinking about refinancing federal student loans to save money? You may be able to earn a lower interest rate, but there are some factors to consider first.

Should I Rehabilitate or Consolidate My Defaulted Federal Loans?If you've defaulted on your student loans, you still have options. Learn more about how student loan rehabilitation or consolidation can help.

Buying a House With Student Loan Debt: Here’s How to Do ItIf you owe a lot in student loans, it can be difficult to take on a mortgage. But buying a house when you have student loans is possible if you're careful.

Your Guide to Income Driven Repayment Plans for Federal Student LoansIf you feel like you’re drowning in student debt, an income driven repayment plan might offer relief. Here’s how to decide which plan is right for you.

Types of Student Loans | LendingTreeDirect, Perkins, PLUS, private — these types of student loans might sound similar, but their differences matter. Here’s your practical guide to them all.

Struggling To Make Payments

Your Guide to Income Driven Repayment Plans for Federal Student LoansIf you feel like you’re drowning in student debt, an income driven repayment plan might offer relief. Here’s how to decide which plan is right for you.

Student Loan Deferment vs. Forbearance | LendingTreeStudent loan deferment and forbearance can both postpone your payments, with deferment also typically pausing your interest.

Student Loan Collections: What It Means and How To Get OutIf you stop paying your student loans, they could fall into default and go to a debt collector. In that case, here's what to do if you face collections.

Can Your Debts Be Erased in Student Loan Bankruptcy? Yes, Here’s HowCan you file bankruptcy on student loans? It’s not easy, but it is possible to discharge student loans in court. Still, you'll have to prove undue hardship.

Student Loan Calculators

Student Loan Prepayment Calculator - Pay Off Student Loans EarlyWant to payoff student loans early? The Student Loan Prepayment Calculator calculates how fast you'll pay your loans with extra payments & interest savings.

Student Loan Refinancing Calculator - Should you refinance?Should you refinance or consolidate your student loans? Use our Student Loan Refinancing Calculator to identify if the refinancing is the best option.

Student Loan Payment Calculator: Repayment EstimatorUse our Student Loan Calculator to find out expected monthly student loan payments & calculate how much student loan interest you will pay over time.

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