401(k)
JD Finish Line's 401(k) Offering
JD Finish Line partners with Principal as our 401(k) Plan Recordkeeper. Retire with confidence, live comfortably to and through retirement.
Below is a brief summary of eligibility, plan details, and resources provided through Principal.
Eligibility - All employees who are 18 and older are eligible to begin contributing their own money into the 401(k) Plan immediately. Both pre-tax and Roth (after-tax) contributions can be made. Enrollment can be done at anytime through Principal, not the company.
Employer Safe Harbor Match - Once you have completed 90 days of service, JD Finish Line matches 100% on the first 3% and 50% of the next 2% of your payroll deduction. In other words, if you contribute 5% of your pay, JD Finish Line will match 4%.
Vesting - Your own contribution and the employer safe harbor match is 100% vested at all times.
Beneficiary - Please elect a beneficiary through Principal.
Principal Support Number 1-800-986-3343
Login Access to Principal
Depending on if you are a first-time user or already registered, please follow the directions below.
Job Aid - 401(k) Principal - Register Your Account - Plan 724153.pdfPlanning Tools & Resources Provided through Principal (including partnerships with Enrich and ARAG)
Interested in checking your retirement wellness score? Principal has a helpful tool called the Retirement Wellness Planner that considers your inputs to aid you in improving your Retirement Wellness. It only takes a few minutes to see how simple changes now can help boost your financial security in retirement.
Personal Inputs - Deferral rate, income, estimated retirement age
External Accounts - Savings, IRA’s, HSA, Social Security, etc.
Household Inputs - Spouse/domestic partner savings, 401(k), income, etc.
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal to be able to access these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
Planning for retirement can be stressful. We get it. When you need help, Principal has quick resources that can help you make informed decisions for the future. Plus, we'll incorporate some fun along the way!
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal and access to these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
Gain education and insight from retirement professionals to help make more informed decisions on topics like budgeting, retirement income, or Social Security.
Personalized Planning - Meet with a Retire Secure℠ representative - schedule a phone meeting today.
In partnership with JD Finish Line's 401(k) provider Principal, you have access to financial tools and training resources. We know you have a lot to think about when it comes to your money. Whether it be a topic on budgeting, managing student loans, buying a home, downsizing debt, saving for retirement, free will and legal document prep, or the Enrich scholarship portal, Principal® Milestones brings you these educational topics and interactive resources to better equip you for your future and help answer your questions.
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal and access to these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
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principal.enrich.org/calculators/emergency-fund-calculator-resource
Build emergency savings - Where to keep emergency savings
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Downsize debt - How little expenses add up
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Pay off student loans - Smart strategies for repaying federal loans
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Student loan snapshot
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Plan for healthcare - Caring for aging parents
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Plan for healthcare - Webinar: Medicare 101
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Save for retirement - Busting through 4 retirement savings myths
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Your financial well-being - Impacts of COVID-19 on finances
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Understanding your credit score - Do you know your credit score?
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Understanding your credit score - Understanding your credit report
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