Embedded Files
JD Finish Line's 401(k) Offering
JD Finish Line's 401(k) Offering
JD Finish Line partners with Principal as our 401(k) Plan Recordkeeper. Retire with confidence, live comfortably to and through retirement.
Below is a brief summary of eligibility, plan details, and resources provided through Principal.
Eligibility - All employees who are 18 and older are eligible to begin contributing their own money into the 401(k) Plan immediately. Both pre-tax and Roth (after-tax) contributions can be made. Enrollment can be done at anytime through Principal, not the company.
Employer Safe Harbor Match - Once you have completed 90 days of service, JD Finish Line matches 100% on the first 3% and 50% of the next 2% of your payroll deduction. In other words, if you contribute 5% of your pay, JD Finish Line will match 4%.
Vesting - Your own contribution and the employer safe harbor match is 100% vested at all times.
Beneficiary - Please elect a beneficiary through Principal.
Principal Support Number 1-800-986-3343
Login Access to Principal
Login Access to Principal
Depending on if you are a first-time user or already registered, please follow the directions below.
Job Aid - 401(k) Principal - Register Your Account - Plan 724153.pdfPlanning Tools & Resources Provided through Principal (including partnerships with Enrich and ARAG)
Planning Tools & Resources Provided through Principal (including partnerships with Enrich and ARAG)
Interested in checking your retirement wellness score? Principal has a helpful tool called the Retirement Wellness Planner that considers your inputs to aid you in improving your Retirement Wellness. It only takes a few minutes to see how simple changes now can help boost your financial security in retirement.
Personal Inputs - Deferral rate, income, estimated retirement age
External Accounts - Savings, IRA’s, HSA, Social Security, etc.
Household Inputs - Spouse/domestic partner savings, 401(k), income, etc.
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal to be able to access these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
Planning for retirement can be stressful. We get it. When you need help, Principal has quick resources that can help you make informed decisions for the future. Plus, we'll incorporate some fun along the way!
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal and access to these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
Gain education and insight from retirement professionals to help make more informed decisions on topics like budgeting, retirement income, or Social Security.
Personalized Planning - Meet with a Retire Secure℠ representative - schedule a phone meeting today.
In partnership with JD Finish Line's 401(k) provider Principal, you have access to financial tools and training resources. We know you have a lot to think about when it comes to your money. Whether it be a topic on budgeting, managing student loans, buying a home, downsizing debt, saving for retirement, free will and legal document prep, or the Enrich scholarship portal, Principal® Milestones brings you these educational topics and interactive resources to better equip you for your future and help answer your questions.
PLEASE NOTE - You must be 18 and older to have a JD Finish Line 401(k) account with Principal and access to these resources. You do not have to be currently contributing to the 401(k) plan to access this content.
Build a budget - How's your financial health?
Build a budget - How's your financial health?
Are you financially healthy? It's a tough question - and a personal one. This course can help you assess your financial situation honestly and thoroughly, in 30 minutes or less.
Build a budget - Budgeting whys and hows
Build a budget - Budgeting whys and hows
This quick course begins with the basics: Why budgeting is crucial, and how to do it. Next, you'll be guided through exercises to help you assess your unique situation and goals.
Build a budget - Quiz: What's your money personality?
Build a budget - Quiz: What's your money personality?
Understand the "why" behind your money decisions with our behavioral assessment. Once you have an idea of what makes you tick, you may be able to tailor your money-management approach to your mindset.
Build a budget - 5 steps to a better budget
Build a budget - 5 steps to a better budget
Personal finances stressing you out? Managing it all can be difficult, but a budget can help. Once you get started, you may realize budgeting isn't as hard as you thought.
Build a budget - Build your personal budget here
Build a budget - Build your personal budget here
Budgeting doesn't have to mean cutting all the fun from your life. It's just a framework to follow as you work toward your unique financial goals. Build yours with Enrich's interactive resource.
Build a budget - 3 tips to stay on track with any financial goal
Build a budget - 3 tips to stay on track with any financial goal
Did you set a financial goal for this year that's fallen by the wayside? We get it - it's tough to save when trying to keep up with your day-to-day expenses. Get some tips that may help you make and stick to your financial resolutions this year.
Buy a home - Buying a home and understanding mortgages
Buy a home - Buying a home and understanding mortgages
Are you ready to buy a home? This course covers what you need to know about the process from start to finish, with a focus on how you can secure financing and mortgage management.
Buy a home - Build a foundation: Mortgage overview
Buy a home - Build a foundation: Mortgage overview
Whether you're a homeowner, or thinking of purchasing a home in the future, you'll benefit from learning about refinancing a mortgage and using home equity wisely.
Build emergency savings - How much may you need in your emergency fund?
Build emergency savings - How much may you need in your emergency fund?
Setting up an emergency fund can be a financially savvy way to save money for the unexpected. Estimate how much money you may want to put aside for surprise expenses with this resource.
principal.enrich.org/calculators/emergency-fund-calculator-resource
Build emergency savings - Where to keep emergency savings
Build emergency savings - Where to keep emergency savings
In an emergency, you need fast access to cash. Maxed out credit cards and short-term loans will not help, but savings can. Check out different emergency savings options to consider what may best fit your needs.
Downsize debt - How little expenses add up
Downsize debt - How little expenses add up
How much do your daily expenses cost over time? These interactive examples can help you picture the potential long-term effects of your daily spending.
Downsize debt - Managing debt - now and later
Downsize debt - Managing debt - now and later
Most of us must take on debt at some point. That's OK if it's a manageable level - one you can easily afford and quickly pay off. Get tips to help keep debt from derailing your long-term goals.
Downsize debt - Start here when managing debt
Downsize debt - Start here when managing debt
Enrich's in-depth guide covers more of what you may need to know about managing debt: debts to typically pay most aggressively, when it's generally OK to have debt and different repayment options.
Pay off student loans - Student loan repayment snapshot
Pay off student loans - Student loan repayment snapshot
Starting with the basics, this quick course explains the tools and resources available to you as a student loan borrower and the repayment options you may have.
Pay off student loans - Smart strategies for repaying federal loans
Pay off student loans - Smart strategies for repaying federal loans
Personal finances stressing you out? Managing it all can be difficult, but a budget can help. Once you get started, you may realize budgeting isn't as hard as you thought.
Will and legal document prep - Organize your personal information
Will and legal document prep - Organize your personal information
Build a one-stop directory of personal information with this resource. Easily record bank account numbers, passwords, locations of documents and more, all to help your family members access information they may need.
Student loan snapshot
Student loan snapshot
Track all your student loans and compare repayment options in this convenient interactive experience.
Plan for healthcare - Do you need long-term care insurance?
Plan for healthcare - Do you need long-term care insurance?
In this course, you can learn more about different health plan models and develop the knowledge to assess your personal healthcare plan needs.
Will and legal document prep - What's your risk plan?
Will and legal document prep - What's your risk plan?
Regardless of your age or finances, it's good to consider risk planning, also known as estate planning. Then you'll know your personal matters are handled the way you want if you're not around or unable to make decisions.
Plan for healthcare - Caring for aging parents
Plan for healthcare - Caring for aging parents
No matter where you are in the caregiver journey, having a plan in place can help you manage your role while still taking care of your own needs. This webinar shares tips and resources to help you and your loved ones along the way.
Plan for healthcare - Webinar: Medicare 101
Plan for healthcare - Webinar: Medicare 101
Before purchasing long-term care insurance, there are many factors to consider, including your age, health, income and support system.
Save for retirement - Busting through 4 retirement savings myths
Save for retirement - Busting through 4 retirement savings myths
Are you putting off saving for retirement? If you are, you're not alone. The great news is, saving a little more today may be easier than you might think, and simple tips could help you get your savings on track.
Your financial well-being - Impacts of COVID-19 on finances
Your financial well-being - Impacts of COVID-19 on finances
We're all concerned about the impact of COVID-19 on the health and well-being of our family and friends, but it's important to also consider your financial well-being. In addition to information Principal provides, Enrich® has compiled resources to help related to personal finances, career, education, the economy, and more
Save for retirement - Get a holistic view of your retirement savings
Save for retirement - Get a holistic view of your retirement savings
Want to dig into how your unique situation - such as salary, employer match, external accounts and your spouse's savings - may affect your financial future? Try our Retirement Wellness Planner for a holistic view of your savings.
Save for learning - Find scholarships to help pay for school
Save for learning - Find scholarships to help pay for school
There are thousands of scholarships available, depending on your background, academic area of interest and more. Use this resource to help find a quality scholarship that can work for you
Save for learning - Financial aid coaches answer your FAQs
Save for learning - Financial aid coaches answer your FAQs
Get video answers to the most-asked student loan questions, covering FAFSA, scholarships, debt management strategies and more.
Save for learning - Saving for college? Here's a cheat sheet
Save for learning - Saving for college? Here's a cheat sheet
College education can provide many opportunities for both kids and adults, but paying for it can seem challenging. Good news - you've got several options for saving, each with its own benefits, to help you make the most of your money.
Save for learning - Borrowing student loans smartly
Save for learning - Borrowing student loans smartly
In this course, you will learn about the process of taking out federal student loans, the resources available to you and proper money management before and after loans.
Understanding your credit score - What is credit and how does it work?
Understanding your credit score - What is credit and how does it work?
You may know what your credit score is, but you may not know exactly how it is calculated. Learn more of what you need to know about credit, including how to see your score and some do's and don'ts of improving.
Understanding your credit score - Do you know your credit score?
Understanding your credit score - Do you know your credit score?
Only an official credit report can give you a completely accurate result, but this credit score calculator can help you estimate your score - and understand where you stand.
Understanding your credit score - Understanding your credit report
Understanding your credit score - Understanding your credit report
Credit is a crucial component of financial wellness, and in this course you will learn how your credit score is calculated and how it may change with sound financial practices.
Will and legal document prep - Prepare a will online, at no cost
Will and legal document prep - Prepare a will online, at no cost
If you've been putting off preparing a will, you're not alone. But now you can make it happen with ARAG® - at no cost to you. You can also prepare healthcare power of attorney, HIPAA authorization, durable power of attorney and more legal documents.
Page updated
Report abuse